At Smart Financial, we are always focused on people, not proﬁts. Our entire staff is united in its passion to provide superior service. Our purpose is to give back to the community while helping valued member-owners like you with your ﬁnancial needs.
Founded in 1934 as Houston Public Teachers Credit Union, Smart Financial is still committed to improving the ﬁnancial lives of our valued member-owners. Today, member-owners have access to a 24/7, full-service ﬁnancial institution with 18 locations and 24/7 ATMs throughout the Greater Houston area. Since 1934, our membership has increased to over 75,000 and spans across four major counties.